Policy language is complex and often full of exclusions, endorsements, and conditions. I can perform a detailed coverage analysis based on the facts of your claim, applicable Texas law, and the structure of your business or project to determine if your loss should be covered—and how to best present your claim.

If your insurance company denies your claim, don’t panic. You don’t need to walk away. In Texas, policyholders have the right to challenge wrongful denials. Start by reviewing your denial letter and policy language carefully, to see if the insurance company got it wrong. You can contact an insurance recovery attorney who can help evaluate the denial, gather supporting evidence, and negotiate or litigate if necessary.

Under the Texas Unfair Claim Settlement Practices Act (Chapter 542 of the Texas Insurance Code), insurance companies must acknowledge, investigate, and pay or deny several kinds of claims within strict timelines—typically within 15 to 60 days. If they delay unreasonably or act in bad faith, you may be entitled to additional damages, interest, and attorney’s fees.

Insurance policies are contracts, and insurers do not always apply or interpret their contracts or the relevant Texas laws correctly. An experienced attorney helps level the playing field—protecting your business’s financial interests, navigating policy language, and maximizing your recovery under Texas law.

I represent policyholders in disputes involving:

• Builder’s risk and construction-related claims

• Commercial property loss or damage

• General liability (GL) claims

• Professional liability (E&O and D&O) coverage

• Representations and Warranties (R&W) and transactional risk coverage

• Owner- and contractor-controlled insurance programs (OCIPs and CCIPs)

• Coverage denials and underpayment disputes

• Insurance-related risk management during contract drafting or deal negotiations